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Unable to work due to injury, illness or disability: what financial support can you claim, and can payments overlap?

Unable to work due to injury, illness or disability: what financial support can you claim, and can payments overlap?

If an injury, illness or disability affects your ability to work, several types of financial support may be available, but claiming more than one can trigger offset provisions. Here's what you need to know about your options, and how they interact.
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Why timelines matter for TPD claims: the issue of superannuation fund mergers and change of insurance providers - Guardian Injury Law - Melbourne, Belgrave

Why timelines matter for TPD claims: the issue of superannuation fund mergers and change of insurance providers

Superannuation fund mergers and changes in insurance providers can significantly affect a TPD claim. Here's why pinpointing the date of disablement is the key detail to get right.
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NDIS and compensation explained: what Australians need to know - Guardian Injury Law

NDIS and compensation explained: what Australians need to know

NDIS participants can also pursue compensation, but the two systems must be carefully coordinated. Here's what you need to know about paybacks, funding reductions, and your right to appeal.
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Policy definition trends for a successful TPD claim - Guardian Injury Law, Melbourne, Belgrave

Policy definition trends for a successful TPD claim

TPD insurance policies don't all use the same eligibility criteria. Here's a look at the common trends, from waiting periods to medical evidence, that can affect your claim.
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Can I still claim compensation in Victoria if I signed a waiver? Guardian Injury Law, Melbourne, Victoria

Can I still claim compensation in Victoria if I signed a waiver?

Signing a waiver doesn't always mean you've lost your right to compensation. This article explains how waivers work in Victorian public liability claims and when they may not hold up.
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Injured in an aged care facility? Legal rights and compensation options in Victoria - Guardian Injury Law, Melbourne

Injured in an aged care facility? Legal rights and compensation options in Victoria

Aged care residents in Victoria are protected by clear legal rights - but many families don't know what to do when those rights are breached. This article outlines what the law says and what steps to take if your loved one has been injured in an aged care facility.
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Compensation fails woman injured by COVID vaccine - Guardian Injury Law Melbourne

A Current Affair - Compensation fails woman injured by COVID vaccine

Guardian Injury Law was featured on A Current Affair in the story of an Australian small business owner facing financial ruin after a serious vaccine injury.
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ABC News and 7.30 Report Turn to Guardian Injury Law in COVID Vaccine Claims Investigation

ABC News and 7.30 Report Turn to Guardian Injury Law in COVID Vaccine Claims Investigation

Guardian Injury Law recently appeared in two major ABC investigations shining a light on Australia's COVID Vaccine Claims Scheme - and the toll it's taking on seriously injured Australians.
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Gawthrop v Bendigo Health - medical negligence - consent and patient rights in Victoria - Guardian Injury Law

Gawthrop v Bendigo Health [2026] VSC 157 - What this case means for informed consent and patient rights in Victoria

The Supreme Court of Victoria has handed down a landmark medical negligence decision concerning a patient’s right to provide free and voluntary consent. The Court found that the defendant hospital was liable in battery and negligence after a vaginal examination was performed without the patient’s free and voluntary consent.
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What is a WorkCover certificate of capacity, and why does it matter?

What is a WorkCover certificate of capacity, and why does it matter?

If you have been injured at work, you will very quickly hear the term “certificate of capacity”. This document sits at the centre of your WorkCover claim and can affect your weekly payments, your medical treatment, your return-to-work options and, in some cases, whether your claim is accepted or can continue at all.
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Do I have to pay tax on my personal injury compensation?

Do I have to pay tax on my personal injury compensation?

If you have received or are about to receive a personal injury settlement, one of the first questions you may ask is: Do I have to pay tax on my personal injury settlement? The short answer is no, but…
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Can I claim interest on a delayed TPD claim?

Can I claim interest on a delayed TPD claim?

If your TPD claim is unreasonably taking longer than 6 months, you can request that the super fund/insurer pays penalty interest from this date until they finalise your claim.
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